Posting opinions, letters and correspondence from far and wide. Even some to/from my elected representatives.

Monday, October 27, 2008

What Paper Trail

(Stolen from an anonymous post at - of all places - The Huffington Post - scroll down about half way)

1. Occidental College records - Not released.
2. Columbia College records - Not released.
3. Columbia Thesis paper - not available, locked down by faculty.
4. Harvard College records - Not released, locked down by faculty.
5. Selective Service Registration - Not released
6. Medical records - Not released
7. Illinois State Senate schedule - not available?
8. Law practice client list - Not released.
9. Certified Copy of original Birth certificate - Not released.
10.Embossed, signed paper Certification of Live Birth - Not released.
11. Harvard Law Review articles published - None.
12. University of Chicago scholarly articles - None.
13. Your record of baptism - Not released or not available.
14. Your Illinois State Senate records - not available.

Just get back to me when you've released all those things Mr. Obama. I've already read all of Mr. McCain's and I didn't even have to ask for his. have a sense of humor but they are also a clever socialist outfit.

Laugh yes, but then go and vote for McCain because you won't be laughing when the socialists start taking your wealth from you with the full weight of the federal government apparatus backing them up.

Thursday, October 23, 2008

Godly Reminders of What's Important

I injured my wrist recently. Now I must unwrap my wrist out of its fiberglass splint to type this blog. How did I injure it? Golfing (well that's another high class problem to add to my list). I have inflammation of some tendons and ligaments. My wrist generates a nasty "click" each time I flex it - in almost any direction. It's painful. Work is a little difficult too since most of my work is done in front of a computer. Will it heal? Yes. Will there be any permanent disability? No. Nothing Motrin and immobilization won't fix - given enough time.

What's my point? The election is about more than just a temporary injury. We're talking about lives here. Soldiers lives given so that others may live in freedom. Those would be American soldiers lives given so that foreigners in foreign lands have an opportunity to live in a way that we take for granted too often.

Notice how "the economy" is the only thing Obama wants to talk about? Notice how Iraq and Afghanistan are just far away places better left forgotten? Biden's best talking point about the big bad world out there is just plain retarded - there will be a generated what?

I looked at my wrist this morning and thought about those soldiers who died and those who are maimed or permanently disabled, disfigured.

I already know who to vote for but I can thank God's remarkable invention of the wrist to remind me today about another real compelling reason that I should vote and who to vote for.

Now where's that splint?

Wednesday, October 22, 2008

May Your Hearts Bleed for the Illegal Aliens!

Miriam Jordan of The Wall Street Journal today attempts to make us all feel sorry for Jose the Illegal Alien who can no longer get a real estate mortgage even though he has $100,000 in cold hard US currency (let's not even get into that little detail of how a 31 year old "vegetable chopper" come "sous chef" could end up with 100K worth of greenbacks).

Read the article here first then come back here and read on.

Now let's do the math using the numbers provided by Bank of Bartlett.

Bank of Bartlett made $20,000,000 in loans to illegal aliens with an average loan worth of $100,000. That means that the bank made loans to about 200 illegal aliens.

The quoted premeltdown delinquency rate was half a percent per annum which means that only one mortgage went bad out of 200. If the bank foreclosed and sold the property for half its value then the bank would recoup $50,000 of their $100,000 mortgage (not counting any additional costs).

If the loans were provided at 7% per annum then they would make $7,000 on each of the 199 good loans.

Their income from the those loans would be $1,393,000.

Their losses on the one bad loan would be a minimum of $50,000.

Therefore, their total net income would be a maximum of $1,343,000.

But look at what happens when the delinquency rate goes up to the quoted 5%. The math changes such that the banks income would be reduced to:

Income of $7,000 times 190 loans = $1,330,000.

10 foreclosed homes at $50,000 loss each = a $500,000 loss.

Total net income = $1,330,000 – $500,000 = only $830,000!

So their net income was reduced by roughly forty percent because of 9 delinquent illegal aliens!

And here we are assuming that the bank was able to sell all of those ten homes. If the bank can't sell the homes then their income could be cut down to as little as $330,000!

Let's assume that they were indeed able to sell all of the houses. Then lending $20,000,000 for an annual return of only $830,000 is just 4.15%. The bank would have been better off putting the 20 million into a CD in a small community bank - but hang on - they ARE a small community bank!

So should we be surprised that Banks are no longer willing to lend to illegal aliens?

A Bank that exposes itself to a risk of a 40% income reduction based upon a 500 percent increase in delinquent high flight risk customers shouldn't be making those loans in the first place.

And we shouldn't be expected to feel sorry for illegal aliens that cannot get a mortgage either.

Wednesday, October 08, 2008

Where are the McCain bumper stickers?

(9:43:30 AM) ConservativeHusband: I think McCain failed big time last night
(9:43:35 AM) ConservativeHusband: now he's going to buy up mortgages is not Americanism
(9:43:38 AM) ConservativeWife: i know, big mistake. the way i see it
(9:43:47 AM) ConservativeHusband: apart from that he did just OK
(9:43:51 AM) ConservativeWife: they are both idiots
(9:43:52 AM) ConservativeHusband: but including that is a huge problem
(9:44:30 AM) ConservativeHusband: we have to reform the Republican party or else bring as many people to Libertarianism as we can
(9:44:39 AM) ConservativeWife: i agree
(9:44:43 AM) ConservativeWife: that is what many people are saying
(9:44:58 AM) ConservativeHusband: I give the Republican party four years
(9:44:59 AM) ConservativeWife: be ready for four years of hell
(9:45:19 AM) ConservativeHusband: and McCain has NOT ONCE mentioned how dangerous it will be to have Obama and a Democrat Congress
(9:45:20 AM) ConservativeHusband: not ONCE
(9:45:22 AM) ConservativeHusband: madness
(9:45:35 AM) ConservativeWife: talk about balance of power
(9:45:50 AM) ConservativeHusband: it's bad enough to have a leftist
(9:45:58 AM) ConservativeHusband: that seems to be hiding his associations
(9:46:08 AM) ConservativeHusband: with terrorists or terrorist sympathizers
(9:46:09 AM) ConservativeHusband: OK
(9:46:25 AM) ConservativeHusband: maybe we can give you a pass on hanging out in the homes of people who have actually bombed the pentago
(9:46:36 AM) ConservativeWife: right
(9:46:42 AM) ConservativeHusband: but to also suggest that the American people want you backed up by a democrat controlled congress
(9:46:42 AM) ConservativeWife: no one wants to talk about that
(9:46:43 AM) ConservativeWife: i would
(9:47:00 AM) ConservativeHusband: the very congress that is now showing itself to have been deeply involved in the economic crisis we now face
(9:47:14 AM) ConservativeHusband: well I think that is too much for the American people to expect of its government
(9:47:24 AM) ConservativeHusband: but what does he say
(9:47:25 AM) ConservativeHusband: ?
(9:47:33 AM) ConservativeHusband: I will spend 300 million to buy up mortgages
(9:47:34 AM) ConservativeHusband: sick
(9:47:40 AM) ConservativeHusband: I managed to contain myself last night
(9:47:43 AM) ConservativeHusband: but enough is enough
(9:47:49 AM) ConservativeHusband: McCain has a week or two
(9:47:54 AM) ConservativeHusband: then I am taking the stickers off the car
(9:47:56 AM) ConservativeHusband: I am ashamed of them
(9:48:06 AM) ConservativeWife: i understand
(9:48:09 AM) ConservativeWife: i feel the same way
(9:48:16 AM) ConservativeWife: i would get rid of them now
(9:48:21 AM) ConservativeWife: that is how stupid i feel
(9:48:44 AM) ConservativeHusband: that is probably why I've seen NO other car with a McCain sticker
(9:48:51 AM) ConservativeHusband: not ONE
(9:49:33 AM) ConservativeWife: i have but only around here but not like the other elections
(9:49:47 AM) ConservativeWife: where so many conservaives had stickers on
(9:49:54 AM) ConservativeWife: not this time
(9:49:57 AM) ConservativeWife: just take them off
(9:50:04 AM) ConservativeWife: i am embarassed to be seen with them now
(9:58:55 AM) ConservativeHusband: OK

Tuesday, October 07, 2008

"See Mr President, if you say things are going well and they don't go well then your political enemies will say you're out of touch"

Mr President: "But how will the people know that I'm optimistic about the fundamental good of the people and their hard working ethic and the incredible productivity that will ultimately fix this temporary problem?"

"Well Mr President, the people will know when they have more money in their pockets"

Mr President: "But they won't have more money in their pockets for a while - right?"

"OK Mr President, you're not getting this. Let me explain it another way. When the economy is going down you should always talk it down just like the Treasury Secretary does because then we can increase taxes and give the people what they want. Then they will know that the economy is better because it's worse"

Mr President: "Somebody find me a war! Or a gun! Something!"

Wednesday, October 01, 2008

OK, the Senate passed their sick, pathetic bill. Now let's see, maybe I'm wrong, maybe the sky is not falling, maybe the bill is good, maybe it really is a good escape from the calamity of normal economic principles. Maybe it turns out that the economic principles that apply to our kitchen table conversations don't actually apply to the macro economic situation. OK, let's wait and see. If it turns out that the Senate is totally wrong then heaven help us but also, heaven help the Senate. Because we will attack them and destroy them. Us Americans will take over this sick and demented bunch of criminals. OK, let's see. They have, oh, less than 72 hours.
MEMO: To Republican National Committee

MEMO: from the desk of just another Conservative Hard Working Average American bent over holding his ankles.

TO: Republican National Committee

RE: Your email that I received today from John Mc Cain asking for donations while John Mc Cain votes to support ear marks galore.

You tell John Mc Cain that he won't get my vote and he won't get one red cent from me in this election cycle because he is a lying Washington insider pretending to be "maverick".

He is about to vote to support 500 pages of a stinking, pile of crap that should be titled "Bad Loan Bail Out and Wool Research etc".

How can you seriously send me an email asking me to donate money when Mc Cain is about to sign the very kind of legislation that he is supposed to rail against?

By his very actions he is proving himself to be no better than the clever closet Marxist on the other side of the competition.

You guys and gals at the RNC must be finding this campaign real hard going - yeah?

What with all the cognitive dissonance you must be experiencing - it would be enough to make your head explode.

PS: Amazing how fast your phones answer when I offer to make a donation. Amazing how impossible it is to get through to express my displeasure at these "bail out" bills.

Keep bailing! But you're on a sinking ship!

Yours sincerely,


So did you hear that the new Senate bail out bill has provisions for the mentally ill?

That's just the Senate giving themselves a pay rise.